Retirement planning is a great way to save and secure for your future. Despite small businesses employing nearly half of the American workforce, only 53% provide retirement plans. If you as an employer choose, we have recommended some options for retirement plans that work for small businesses, including education, SIMPLE IRAs, SEP IRAs, and 401(k).

Following the precedent set by the EU AI Act, US compliance officials should consider a risk-based approach to balance innovation and protection.

Learn how President Biden's executive order on AI aims to protect Americans from potential risks and what compliance officers can do in response.

Here are my three key lessons from NSCP about AI in personal and professional life, the pace of regulatory change, and the importance of quality data.

Learn about the EU's seven principles of ethical AI and how they can help compliance officers responsibly implement AI tools and systems.

There are numerous applications and benefits of AI in financial services, including compliance monitoring, risk management, and regulatory reporting.

What does the regulatory future look like for gamification and other digital engagement practices? That remains to be seen, says Jasmin Sethi on our Brain Waves blog

True investor protection involves proactively creating a predictable regulatory regime.

“Let me talk about how AI has impacted my life in three ways – reading, searching for information, and navigation. In all of these areas, I utilize a combination of AI and human intelligence. However, I would not mind the day when AI could be used alone when necessary, and human intelligence could be a choice – a supplement to improve my experience but not necessary for essential functions.”

Did you know that financial services regulators use AI to help detect fraud and possible misconduct? Jasmin Sethi highlights use cases of two regulators.

Everyone knows AI’s applications in manufacturing and retail, but many may not see how it can be helpful in compliance.

So, what is this uproar over ESG? Do investors care? Do we need more disclosure?

Probably!!!

All of this recent talk about crypto being introduced into 401(k) plans makes me wonder if there is an area of alternative assets that might satisfy investors better.

While I do not take an absolute view against crypto in retirement accounts, I am concerned that this asset class is not being viewed as the subset of alternative investments that it is.

As interest in cryptocurrencies grows,1 many clients are seeking guidance from their financial advisors. But in an ever-evolving regulatory environment, and amid crypto’s recent crash, it can be hard for advisors to know what advice to offer that protects clients and fulfills their fiduciary responsibilities. READ MORE

Written by the SCA team and published in Advisor Perspective.

As the blockchain ecosystem develops and new cryptocurrencies spawn, investors are attempting to diversify their holdings to effectively capture the crypto market. After investors determine how much of their portfolios they want to dedicate to cryptocurrencies, a question soon follows: Which cryptocurrencies should constitute those holdings?

At the 2022 Morningstar Investment Conference in May, Karla Paxton hosted a panel called “Why Aren’t More Women Talking About Crypto?”

Paxton, a senior vice president of business development at Morningstar, is an individual cryptocurrency investor. She sat down with Morningstar experts [including] Jasmin Sethi, associate director of policy research. READ MORE

A fixed annuity also known as a MYGA can be a smart investment choice for those looking to diversify their portfolios while earning higher than bank deposit rates.