Retirement planning is a great way to save and secure for your future. Despite small businesses employing nearly half of the American workforce, only 53% provide retirement plans. If you as an employer choose, we have recommended some options for retirement plans that work for small businesses, including education, SIMPLE IRAs, SEP IRAs, and 401(k).

More individuals would likely save for retirement outside of employer-sponsored plans if such saving was automated, access to a match was provided, and lots of time and mental bandwidth were not needed to evaluate investment alternatives.

This year has brought a regulatory push to expand opportunities for ordinary investors to invest in asset classes that have been historically restricted to the wealthy and financially sophisticated.